AI-powered tools for insurance professionals

Analyse and compare commercial policies in 15 minutes

AI should not replace you — it should free your time. Automate the tedious review of policy documents and focus on what matters: strategy and client relationships.

GDPR Compliant
EU-based servers
PDFs deleted after analysis
0
Years of experience
0
Lines of business
0
Analysis modules
0
Operational prompts
The real problem

Generic AI writes summaries
You need certainty

Relying on generic tools for policy analysis is risky. They read keywords without understanding how limits, deductibles and exclusions interact with each other.

A generic tool reads “Pure Financial Loss” and tells you the client is covered. Insurance Lab flags a sub-limit of € 50,000 for losses other than business interruption and an exclusion for dismantling and reassembly costs.

Structured extraction

Limits, sub-limits, deductibles, retentions, exclusions — organised in comparable tables.

Clause-by-clause comparison

Side-by-side text with highlighted differences and a judgment on which wording is preferable.

Zero hallucinated data

If a data point is not in the document, the report flags it as “Not available”. Never assumptions, only facts.

Method

The analysis workflow

A structured process to support professional contract review.

1 Document reading

Structured document parsing

The system processes policy text to identify key data points. It recognises and handles endorsements and amendments issued after the original policy inception.

Extraction: Limits, Sub-limits, Deductibles, Retentions
Flagging of critical or limiting clauses
Mapping of territorial and subject-matter exclusions
Cyber Risk policy analysis report
2 Comparison

Policy and quote comparison

Side-by-side comparison tables across current policy, renewal and competing quotes. Highlights regulatory changes and coverage updates between versions.

Variance analysis on sums insured, limits, deductibles
Clause-by-clause textual comparison
Judgment on preferable wording for the insured
Professional Liability clause comparison
3 Claims analysis

Preliminary claims assessment

Chronological reconstruction, coverage verification, deductible and retention calculations, event timeline with geolocation. All in one structured report.

Dynamic loss reconstruction
Indemnity calculation with deductible application
Event timeline and statute of limitations tracking
Transport claims analysis with timeline
Coverage

Every line you handle, already covered

Dedicated templates, calibrated on Italian and European market practice

Assistance

CAR + Decennial

Household

Cyber

D&O

Surety Bonds

Property / Fire

Accident

Multi-line

General Liability

Professional Liability

Environmental Liability

Motor

Medical Expenses

Cargo / Marine

Legal Protection

Life

The process

How it works, in 5 steps

Step 1

Upload PDF

Upload the policy or quote as a PDF file

Step 2

Choose analysis

Single report, comparison or claims analysis

Step 3

AI processing

The system extracts and structures key data

Step 4

Report generated

Professional document ready in 15 minutes

Step 5

Final review

Review, customise and share with your client

About

Engineering, insurance and AI
in a single platform

Insurance Lab is built on the intersection of technical expertise and 20+ years of hands-on insurance practice.

Engineering background with Risk Engineering specialisation
Hands-on management of complex Corporate and SME portfolios
350+ prompts built on real-world cases, not theory
“Technology does not replace the broker — it empowers them. Insurance Lab accelerates the review of policies and special conditions, letting the professional focus on what truly matters: advisory and client relationships.”
Privacy & Security

Your data
Under your control

Security is not an add-on feature. It is the foundation on which the entire system is built.

Masking tools

We provide tools to mask sensitive data. The user decides what to anonymise before processing.

European infrastructure

EU-based servers (Google Cloud Platform). AI processing via Google Vertex AI, governed by EU standard contractual clauses.

Original document deletion

Original PDFs are automatically deleted after processing. Reports remain available in your account. We do not train models on your data.

GDPR Compliant

Full compliance with EU Regulation 2016/679. DPA (Data Processing Agreement) available on request.

Pricing

One simple plan
No surprises

Full access to all features. Just choose your billing frequency.

Monthly

Billed monthly. Cancel anytime.

89 /month
All analysis modules
All lines of business
Unlimited professional reports
Insurance AI assistant
Subscribe Now
Secure payment via Stripe
Cancel anytime
EU-compliant invoicing
Frequently asked questions

Have questions?
Here are the answers

Are my documents safe?

Documents are processed and deleted after analysis. We do not retain permanent copies and do not train models on your data. EU-based servers, full GDPR compliance. Important: the platform provides data masking tools, but it is the user's responsibility to anonymise documents before uploading.

Is this just another ChatGPT wrapper?

No. Insurance Lab uses AI models with specialised prompts, templates calibrated on Italian and European regulations, and a progressive cognitive logic that adapts analysis to available documentation. ChatGPT produces generic summaries — we extract structured data.

Can the AI make mistakes?

Insurance Lab is a decision-support tool, not a substitute for professional judgement. We always recommend a final review. The tool saves you hours — the final decision remains yours.

Can I try it before paying?

We are currently onboarding new users on the Italian and European market. Get in touch at info@insurance-lab.ai to discuss how Insurance Lab can fit your workflow.

How does billing work?

We issue EU-compliant invoices. We accept card payments via Stripe. You can choose monthly or annual billing (2 months free).

How many lines of business do you cover?

We currently cover 17 lines of business with over 350 operational prompts and 9 dedicated analysis modules. New lines are added regularly.

Get in touch

From professional to professional

Insurance Lab is currently focused on the Italian and European market. If you are interested in learning more about our platform, we would love to hear from you.